Serving the Kitchener-Waterloo-Cambridge & Surrounding Areas for 20+ Years!
Financing
Why Finance with Generations + Financeit?
At Generations Heating and Air Conditioning, we believe comfort should be affordable. That’s why we’ve partnered with Financeit, a trusted Canadian financing provider, to give you flexible payment options that fit your budget. Whether you’re upgrading your furnace, air conditioner, heat pump, or installing a new system, financing makes it simple to get the comfort you need today without the upfront financial stress.
The Benefits:

Fair & Flexible
Pay off your loan at any time without penalties. You’re always in control of your payments.

Easy & Affordable
Choose an amortization period of up to 240 months, with standard interest rates between 13.99%–16.99%*. Financing gives you the freedom to spread out the cost in a way that works for you.

Private & Secure
Your personal information is always protected with bank-level encryption. Financeit takes privacy and security seriously.
With Financeit, you can enjoy the home comfort you deserve today and pay it off over time on terms that make sense for your household.
How It Works: Simple Financing in 3 Easy Steps
Getting your new HVAC system has never been easier. With Financeit, you can spread out the cost over time while enjoying a fast, secure, and hassle-free process.

Step 1: Apply
Complete the application online in minutes and get an instant credit decision right on your device. Pre-qualification won’t affect your credit score.

Step 2: Make Your Purchase
Once approved, finalize your loan in a few easy steps and proceed with your HVAC upgrade. Your comfort can start today.

Step 3: Pay It Off
Automatic payments are withdrawn from your bank account according to your chosen schedule. You’re only responsible for the amount you spend: simple, predictable, and convenient.
Financing Details
Generations Heating and Air Conditioning has partnered with Financeit to give you flexible options that make upgrading your home comfort easy and affordable. Here’s what you need to know:
Loan Amounts: $1,000 – $100,000
Amortization Period: Up to 240 Months
Payment Frequency: Monthly, Bi-Weekly, or Weekly Options
Interest Rates: Standard 13.99% – 16.99%* (subject to credit approval)
Want to see what your payments could look like? Use the Financeit Payment Calculator to explore different purchase amounts and payment schedules.
*Terms are subject to credit approval. Actual interest rates, purchase amounts, and payment schedules may vary.
Start Your Application Today and Bring Comfort Home Sooner.
*Subject to credit approval. Actual rates, thresholds, and terms may vary. Payment and interest rate apply to term only. For information purposes only. Not a final offer.

